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Getting a Good Deal On a Short Sale Property
In a short sale, the seller and bank come to an agreement to sell a home, rather than having the bank foreclose upon the home or filing bankruptcy. While this is a bad thing for the owner of the home, for a buyer, it can mean a very good deal if you are willing to go through the extra work. A short sale occurs when the bank agrees to take less than what is owed on a property, which means that the price may be less than the value of the home and a great deal financially for the buyer.
Due to the fact that the bank is part of the equation, any offer that you may make will have to be agreed upon by not only the seller, but the bank as well. This can add quite a bit to the time period that you can expect to get a response. It is possible for banks to take up to six months to give an answer to a short sale offer, which is why you want to give a deadline for a response to the bank.
Since you are dealing with a bank, the property will most often be ?as-is.? This means that any repairs or improvements that need to be made will most likely come from your own pocket, rather than the seller taking care of them for you. Due to this, you want to make sure that you have your offer contingent upon inspection, so that if there are major issues, you still have some recourse to get out of the deal.
Due to the extra paperwork that goes into buying a short sale, you want to be sure that your real estate agent is experienced with this facet of real estate. An experienced agent will be able to guide you through the process to allow you to make an offer and get a good deal with the proper detailed paperwork.
Short sales offer a great chance for a buyer to buy a property at a very good price. The key to getting the maximum value from a short sale is understanding about the process. By doing your research and finding a professional real estate agent that is experienced in short sales, you will be able to unravel the details and get a great deal and a great home. You will be delighted at the money that can be saved by buying a short sale property for you and your future.
About the Author
For a FREE Special Report and CD from Charles and Kim Petty and to set up a one on one strategy session on how you too can make Six or Seven Figures A Year Buying and Selling Properties across the USA in TODAY’s Real Estate Market go to http://www.VisionaryPublishing.com.
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